While people commonly think of people with disabilities as those with severe physical or developmental problems, the fact of the matter is that psychological issues may also be disabling. In fact, people with persistent mental health issues may be able to qualify for Social Security Disability insurance (SSDI) or Supplemental Security Income (SSI). But how exactly can a mental health problem qualify you for SSDI or SSI, and how can you know if you might be eligible?
When Are Mental Health Issues Considered a Disability?
As with any other type of medical issue, a mental health problem may arise to the level of a disability if it is sufficiently disabling that you can no longer perform daily tasks or hold down a job. This is meant to differentiate from ordinary psychological issues which may be problematic, but which can be managed through medication or therapy. This is important, because someone with a psychological disability who either refuses to seek treatment, or refuses to follow a prescribed treatment plan, may be denied disability benefits.
What Kinds of Mental Health Issues Might Qualify You For SSDI or SSI?
In theory, any psychological problem may arise to the level of being a disability that can qualify for SSDI or SSI benefits. This may include, but is not limited to, the following:
- Major depression
- Bipolar disorder
- Generalized anxiety disorder
- Panic disorder
- Obsessive-compulsive disorder (OCD)
- Attention-deficit hyperactivity disorder (ADHD)
- Schizophrenia and other psychotic disorders
- Post-traumatic stress disorder (PTSD)
What is Involved in Applying for Disability Benefits for Mental Health Problems?
If you want to apply for SSDI or SSI benefits due to a mental health issue, you will first need to make sure you have all necessary paperwork, including medical records related to the treatment of your problems. Then, you will need to complete an application to the Social Security Administration (SSA), and undergo an evaluation by Disability Determination Services (DDS) to determine the nature and extent of your issues. Provided you successfully complete these steps, you may be able to obtain disability benefits.
What Should You Do?
The process for obtaining disability benefits can be long and complicated, and it can help to have legal assistance with your application. That is why you should speak to a lawyer with experience handling disability matters, including SSDI and SSI applications. That way, you can maximize your chances of success, and ensure you have someone to assist you if you application is rejected and you need to appeal.
If you or a loved one need assistance applying for SSDI or SSI benefits, it is important that you seek the guidance of an experienced Social Security Disability benefits lawyer. The lawyers at Sullivan & Kehoe, LLP have over 50 years of combined experience between its attorneys and are available to you or your loved one in obtaining Social Security Disability or Supplemental Security Income benefits. To schedule a consultation with our New York Social Security Disability benefits lawyers, call (631) 823-7155.
