When Should You Consider Applying for Social Security Disability?

When Should You Consider Applying for Social Security Disability?

Social Security Disability Insurance (or SSDI, for short) is a government program that provides monetary support for people who suffer from a disability that prevents them from working. Millions of Americans claim disability benefits through SSDI every year, although not every person with a disability has it, or necessarily qualifies for it. So how do you know if you should apply for Social Security Disability Insurance? Continue reading “When Should You Consider Applying for Social Security Disability?”

What is Supplemental Security Income (SSI)?

There are millions of people who receive benefits from Social Security Disability Insurance (SSDI) every year, and more people who apply every year. However, applying for SSDI means meeting certain basic requirements, and unfortunately, not everyone does. For those who can’t get SSDI, there is another program called Supplemental Security Income (SSI) which can potentially meet their needs. Continue reading “What is Supplemental Security Income (SSI)?”

SSDI: Who Can Apply For It?

Social Security Disability Insurance (SSDI) has long been a resource for people who are unable to work due to a disability. However, the process for applying for SSDI can seem confusing for someone who has never dealt with it before, and especially someone who is already dealing with the consequences of a severe disability. Fortunately, the requirements are relatively easy to understand, once they’re broken down. Continue reading “SSDI: Who Can Apply For It?”

What’s the Difference Between SSDI and SSI?

If you’re applying for disability benefits from the Social Security Administration (SSA), you’ll be applying for one of two programs: Social Security Disability Insurance (SSDI), and Supplemental Security Income (SSI). But what’s the difference between the two, and how do you know which one you’re applying for? Continue reading “What’s the Difference Between SSDI and SSI?”

SSA Adds to Compassionate Allowances List

The Commissioner of Social Security, Andrew Saul, recently announced four additions to the Compassionate Allowances list: CDLK5 Deficiency Disorder, Pitt-Hopkins Syndrome, Primary Peritoneal Cancer, and Richter Syndrome. These conditions have a severe impact on people’s lives and adding them to the Compassionate Allowances list can make it easier for them to receive disability benefits, by cutting out some of the bureaucracy that might get in the way. Continue reading “SSA Adds to Compassionate Allowances List”

Marriage, Divorce, or Death: How Does It Affect Social Security Benefits?

Individuals who are retired workers and their spouses who have paid into the Social Security system during their working years can be eligible to receive Social Security benefits monthly. Social security benefits are also available to individuals who are permanently and completely disabled. Major life events such as marriage, divorce, or death of a spouse may have a significant impact on social security benefits.
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Changes Announced for Social Security in 2019

The Social Security Administration (SSA) has announced several benefit changes for 2019 that will increase the amount of monthly compensation received by its beneficiaries.

Currently, those who perform substantial gainful activity — that is, the level of work that a person without a disability can do — can now meet a higher threshold in order to be eligible for benefits. This year, those who are sight-impaired could make no more than $1,970 a month; in 2019, the monthly threshold will be raised to $2,040. Those who are not considered blind will likewise have their threshold moved up from $1,180 a month in 2018 to $1,220 a month next year.
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The Denial of a Social Security Disability Insurance or Supplemental Security Income Application is Not the End

Suffering a debilitating injury can pose a threat to your ability to work in the future. Not having a stable form of income to support your family with can be haunting. Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI) benefits might be able to help you, depending on your situation. Once you’ve completed the SSDI or SSI application, you will be notified of the status of your application and whether or not is has been approved. Should you receive a notice that your application has been denied, there may be more options available to you to repeal this decision.
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What You Should Know About Social Security

As a working American, you will typically find a certain amount of money taken out of each paycheck designated as Social Security on your pay stub. 6.2% of your income will be contributed to the Social Security system and employers match this percentage for each worker, totaling 12.4%. Social Security provides you with benefits when you retire, become disabled, or to eligible family members with benefits when you die.
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